Privacy Policy

1. Introduction & Core Promise

TrackGeld is a local-first personal finance application developed using Expo / React Native. The core design principle is: "Your money stays with you." Unlike traditional financial management apps, TrackGeld does not maintain online databases or remote synchronization servers that aggregate your income logs, expenses, bills, or bank account names.

2. What Data We Store & Where

All records you input into TrackGeld are kept strictly inside private local memory allocation on your physical mobile device. This includes:

• Balances, custom pockets, and wallet currency preferences.
• Ledger activity containing income amounts, expense amounts, categories, merchant names, dates, and text notes.
• Recurring bill due-dates, billing cycles, and status logs.
• Financial goals progress and saved target parameters.
• App security configurations, including local PIN hashes or biometric preference indicators.

This data is saved in a local native SQLite database isolated by the operating system sandbox rules. We have no mechanism to view, copy, decrypt, or access this database remotely.

3. Network Access & Third Parties

TrackGeld operates offline by default. It does not require internet permissions to perform basic currency sums, categories assignment, charts calculations, or bill reminders. Network access is utilized exclusively for optional functions triggered explicitly by you:

• Exchange Rates: Updating currency conversion values dynamically from public API registries.
• Manual Backups: Exporting backups manually to physical media or cloud storage directories configured on your operating system (e.g. iCloud, Google Drive).

We do not sell, rent, license, or share your input files or tracking statistics with third parties. No commercial ad-tracking sdk, marketing trackers, or telemetry tools are embedded in TrackGeld.

4. Backups, Export & Device Security

Because TrackGeld stores data strictly locally, your data safety is tied to the physical integrity of your mobile device.

• Physical Backups: We recommend regularly exporting JSON databases through the app's settings panel. Store these backup files on secure secondary drives.
• App Lock Protection: Enable the app's native PIN or Biometric Lock options in Settings to prevent physical unauthorized readers from inspecting your ledger.

5. User Rights & Data Deletion

You have absolute sovereignty over your records. You can delete all transactions, settings, and wallets stored by TrackGeld at any time. Simply use the "Clear All Database" button inside settings, or completely uninstall the app from your system. Since zero copies reside on remote cloud servers, uninstalling the app permanently deletes all local records instantly.

6. Changes & Contact Information

We may update this Privacy Policy to reflect future local-first feature enhancements or native engine changes. If you have security concerns or questions, contact us: